18th June 2025 Digital Bytes
Why stablecoins are poised to be Trump's new best friend! - the US’s national debt is in excess of $36 trillion and still climbing; with over $14 trillion in bonds maturing soon, Uncle Sam faces a brutal refinancing bill. Enter stablecoins: digital dollars backed by US Treasuries. If Trump can lure stablecoin buyers, this could help soak up new debt and keep rates from spiralling. But this is a band-aid plaster - not a cure without real budget fixes - risk is therefore rising. Recent credit downgrades and political gridlock mean that, if confidence slips, borrowing costs could rocket higher whereby squeezing the economy. Stablecoins might buy time, but they cannot solve America’s debt addiction. Real fiscal reform is still required surely?
Blockchain for digital preservation - as digital data becomes central to human history, it is also alarmingly fragile - susceptible to decay, obsolescence and manipulation. Traditional preservation methods rely on centralised, fallible systems but blockchain offers a transformative alternative: a decentralised, immutable and transparent ledger that can safeguard scientific records, cultural heritage and personal data from loss or tampering. By ensuring integrity and accessibility over time, blockchain may evolve into the digital world's memory vault - preserving truth in an age where even history can be rewritten.
Beyond transactions: exploring non-payment applications of CBDC infrastructure - CBDCs are poised to evolve beyond payments into foundational digital infrastructure - enabling secure digital identity, programmable government services and efficient KYC/AML compliance. By embedding trust, transparency and programmability into money itself, CBDCs could streamline social benefits, automate taxation and empower citizens with control over their data. However, these benefits come with challenges regarding privacy, governance and legal adaptation - so making CBDCs not merely a monetary innovation, but a potential redefinition of how modern states operate.
How stablecoins are revolutionising property investment - stablecoins and blockchain tokenisation are transforming real estate by enabling faster, programmable and potentially global property transactions. With $379 trillion in real estate value, 75% is in the form of residential as opposed to commercial property andstablecoins offer a faster, cheaper alternative to traditional, slow-moving systems such the UK Land Registry. Meanwhile, the Channel Island of Jersey is piloting tokenised debt, enabling fractional ownership and instant settlement. But whilst the model promises greater access and efficiency, it raises unresolved legal, regulatory and ethical questions around ownership rights, platform risk and housing inequality. The future of real estate may be digital, but it must be built on more than simply code.