19th February 2025 Digital Bytes

The battle of CBDCs and stablecoins: the future of digital money (Part 1) - as central banks accelerate CBDC development, stablecoins are emerging as a dominant alternative, already powering global transactions. But whilst CBDCs promise efficiency and financial inclusion, concerns over privacy, banking disruption and real-world utility persist. Meanwhile, stablecoins offer speed, decentralisation and interoperability but face regulatory uncertainty. The future of money is at a crossroads - so, who will define the next era of digital finance?

What to expect for Web3 going forward - arguably, Web3 is at a crossroads. AI integration, regulatory crackdowns and institutional adoption exist to determine its future. Autonomous AI agents are reshaping DeFi, stablecoins are challenging CBDCs, and major corporations are considering the merits of decentralisation of treasury reserves. Whilst NFTs face a reckoning, industry leaders predict a resurgence and, with new regulations in the EU, US, Japa…