5th March 2025 Digital Bytes

The battle of CBDCs and stablecoins: the future of digital money (Part 2) - as stablecoins gain institutional backing and power faster, cheaper global transactions, CBDCs struggle with privacy concerns and adoption hurdles. Fintech firms are leveraging stablecoin infrastructure to bypass outdated banking rails, raising a pivotal question: if stablecoins offer programmable, borderless money, do we still need banks? The financial landscape is shifting but who will emerge as the dominant force in digital payments?

Market makers: the challenges when dealing with digital assets - market makers are the backbone of trading in traditional markets and decentralised finance, playing a pivotal role in facilitating liquidity, price visibility and market efficiency. But whilst legitimate market makers stabilise prices and maintain order book health, unethical practices such as wash trading, front-running and pump-and-dump schemes undermine trust. The use of automated systems and liquidity pools enh…