Digital investing on the rise: how the way we buy assets has changed

The investment landscape is undergoing a profound transformation with technological advancements such AI, blockchain, machine learning and trading apps reshaping the traditional ways in which assets are bought, sold and managed. Just two years ago ChatGPT emerged, whereby thrusting artificial intelligence (AI) into daily life. Innovations such as robo-advisors and tokenisation have democratised access to asset classes such as private equity funds and commodities - assets that historically had been unavailable to smaller investors. And we all know that mobile apps provide real-time data, removing intermediaries and allowing 24/7 dealing to a global audience. But whilst technology offers unprecedented opportunities, it also demands careful risk management. Furthermore, these developments empower a new generation of investors, highlighting the exciting potential for continued evolution in the way we build and manage wealth.

In the past, before digital tools became available, the process o…