Increasing life expectancy and digitisation of assets requires new skills from financial advisors

Written by Peter Johnston, Executive Director, AIOFP

The economic and social landscape of early 2026 is being reshaped by the convergence of biological longevity and the maturation of digital asset infrastructure. For insurance companies and financial advisors, this intersection requires a change the type of advice being given as traditional wealth management strategies are no longer sufficient for a population increasingly expected to live past the age of ninety due to Artificial intelligence (AI)-driven health breakthroughs. AI is increasingly being used for more than just an alternative Google search as it is set to become a core driver of lifespan extension, whilst tokenised real-world assets have provided the investment granularity needed to support longer lives. Furthermore, in the next 23 years it is estimated that there will be $124trillion being passed from one generation to another. Hence, financial advisors need to understand these changes and adapt the advice they give. According to the World Economic Forum, global life expe…