The quiet merger: AI, blockchain and banks are rebuilding global finance

AI, blockchain and banking are converging to automate trading, compliance and settlement, and this silent merger is quietly rebuilding global financial architecture from the ground up. No press release will be issued and there will be no ribbon-cutting or moment when the world notices that “finance has changed”. The current transition is more subtle and consequential. Three of the most powerful forces in contemporary technology are silently deconstructing the financial architecture constructed over the previous century and replacing it with something new across trading floors, back offices, compliance departments and settlement systems. Artificial intelligence, blockchain infrastructure and traditional banking are all important components of modern finance. AI seems to belong to IT giants and research labs, blockchain to crypto idealists and decentralised protocols, and banking to balance sheets and Basel III. But the borders between both worlds are crumbling quicker than most people …