Are stablecoins safer than bank deposits? - stablecoins, whilst miss-named (as surely it would be better to call them ‘pegged’ coins), can offer a much lower risk for those who have large amounts of cash compared to leaving money in a bank. Stablecoins can provide greater transparency and security whereby removing the risk of depositors being exposed to bankers lending their cash to other people. The reality is that, once you give your cash to a bank, you become a creditor, and banks can use your money as they wish to generate returns for shareholders -