Written by Akber Datoo and Lisa McClory at D2 Legal Technology. Crypto regulation is at a crossroads: fragmented rules are stifling innovation and leaving consumers vulnerable but countries that adopt clear, principle-based frameworks can lead the digital finance revolution. AI and data analytics are the future of oversight - regulators must embrace these tools to keep pace with the lightning-fast evolution of crypto markets. The time to act is now: set the rules, secure the future and unleash innovation.